While studying abroad expands your horizons and opens doors for new opportunities, it also involves some hurdles. However, having a safety net in student travel insurance can help you effectively tackle these challenges. Such policies provide coverage for medical and non-medical crises, allowing you to travel and study without stress.
Therefore, if you wish to study at an overseas university and want to buy student travel insurance plans, keep reading to learn everything you need to know. Like all other insurance policies, student travel insurance policies have many advantages. Here is a list of some important points to consider:
1 Requirement of International Universities
It is important to note that most international colleges have recently made it mandatory to buy student travel insurance for students traveling from other countries. If you don’t buy one ahead of time, you may face unnecessary complications. Even if your university does not mandate student travel insurance, it is still a good idea to think about it because it has a lot of advantages, such as:
1. Zero Pre-Policy Checks
Unlike ordinary health insurance plans, student travel insurance policies do not require a comprehensive medical examination before purchasing. Anyone who meets the eligibility criteria can purchase a student travel insurance plan without undergoing medical testing, making the procedure much simpler and less time-consuming.
2. Maximum Coverage for the Lowest Price
Many people feel that student travel insurance policies are costly, but this is far from true. Students can get comprehensive travel insurance from top insurance providers such as Care Health Insurance at affordable rates, ensuring that premium rates are never too high. You can speak to a company representative about the kinds of policies available.
3. Extensive Protection
One of the main reasons purchasing student travel insurance is a good option is that most plans provide extended coverage that can be used in the country where you study and your homeland. Student travel insurance plans cover additional treatment costs in your home country for up to 30 days or until the policy expires.
2 Luggage Can Be Stress-Inducing
While traveling abroad, a mishap like missing or damaged luggage can happen. This means that when you reach your destination country, your plans can get derailed quickly, causing financial losses. If you have a student travel insurance plan, you will be reimbursed for expenses in such a case.
3 COVID-19
After a year and a half of travel disruptions and border closures, this one deserves its spot. As different Covid strains spread, students are at risk of being infected. Covid coverage has been included in some student travel insurance policies in response to the new normal. If you get Covid while traveling, medical expenses like emergency care, hospital stays, and other medical care expenditures would be covered.
Having discussed the importance of investing in student travel insurance, you must also be aware of some related facts. According to the All India Survey on Higher Education (AISHE) report, 79.8 percent of students in India are enrolled in undergraduate courses and programs. This is the highest figure out of all the data collected on India’s higher education statistics. Moreover, this ratio has been steadily increasing in recent years, prompting many Indian students to study overseas for their post-graduate or master’s degrees. If you want to study abroad, start by purchasing an affordable travel insurance student package that matches your needs. However, before buying, make sure you read the terms and conditions carefully. It’s always best to do your homework before purchasing a policy.
